In November 23, 80% of the house price was received as a 50-year mortgage. I fou

In November 23, 80% of the house price was received as a 50-year mortgage. I found out why buying a house is an inflation hedge. Rice soups, which had been priced at 7,000 to 8,000 won, became 10,000 won. In other words, if I convert the money I borrowed into rice soup, it was 57,000 bowls, but now it is 40,000 bowls. The value of my debt has decreased by 30%. Since I bought a house with bank money, the bank is responsible for the damage from inflation. The bank also borrowed it from somewhere and left me the difference, so this door remains. It's a good business for each other.

Jajangmyeon, which had been 100 won for the past 50 years, has increased 80 times to 8,000 won. So, inflation has melted the value of money. The dollar is also less. To spread the risk of inflation, you need to borrow money. The money you borrowed 50 years ago would be 1/80 now.

Yesterday, I bought my second apartment with a 40-year loan at 60 percent of the house price. The 50-year loan is now gone. Only up to 60 percent of the second apartment will be borrowed.

Because I believe in inflation, I decided to take the loan position as much as possible. There were alternatives such as jeonse or monthly rent, but I decided to take a nice hedge of lending. The first apartment will be used for residential purposes, and the second apartment will be used as an office. I plan to use it as my personal study space when the business is tilted and there are no employees. You can use it as a space for reading, writing, and investing in stocks.

Debt is a way to benefit from inflation, as it goes beyond defending purchasing power in inflation, and the value of debt itself becomes smaller.

The characteristics of the two apartments I bought are the subway station and the complex. It is a 10-meter walk from the entrance to the complex. (Majeon Station, Geomdan Intersection Station) A general hospital (Gumdantap Hospital, Onnuri Hospital) with an emergency room is within 1 kilometer. Instead, elementary or middle schools are far away. A beginner's child has no meaning in the future. What kind of apartment does a 50-something person want instead of a 20-30-something person? A large floor space, a subway, and a hospital. I bought the apartment that my 50-something wants. I will also be in my 50s in three years and six months.